Business liability insurance ZZP
Do you often work on location?
As an Independent Professional / ZZP-er you will often work on location and/or visit companies. In 99 out of 100 cases, you shake hands at farewell and leave again. But very occasionally something goes wrong and you cause unwanted and accidental business damage. That's why you need a good Business Liability Insurance in addition to your own health insurance and pension. Then you'll get off with a scare.
Prevent major consequences with Business Liability Insurance (BAV)
Small accidents sometimes have big consequences. The bottle of water that falls over and causes a short circuit. Or you trip and push over something valuable that gets broken. Without a good third-party liability insurance you are personally liable for the damage caused. And that damage can sometimes add up quickly. It is therefore advisable to take out Business Liability Insurance for ZZP-ers. A BAV is also not particularly pricey: for an amount of around 100 euros you are insured for a year.
Personal liability insurance is NOT Business liability insurance!
Many ZZP-ers are convinced that their personal liability insurance is sufficient. This is a misconception. The moment you are professionally engaged, personal liability insurance becomes ineffective. Business-related risks are not covered.
Good and affordable business liability insurance through HeadFirst
HeadFirst offers its Independent Professionals a cheap and good insurance. Not only are you well insured, you only pay premium for your Company Liability Insurance when you are actually working!
What should you pay attention to?
If you want to take out BAV or AVB (corporate liability insurance), you have a number of providers to choose from. With most insurances, you pay per year. However, there is also insurance that you can cancel immediately. Great if you don't have an assignment for a while.
About HeadFirst
Every day an average of 2,000 independent professionals are working for clients in government, financial services, transportation, industry, utilities and various other industries. HeadFirst has been connecting freelancers and clients since 1995.
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