Als zzp’er ben je zelf verantwoordelijk voor je risico’s. Verplichte verzekeringen zijn beperkt, maar essentiële verzekeringen zoals AVB, BAV, AOV en rechtsbijstand zijn sterk aan te raden. De kosten hangen af van je beroep en dekking, maar er zijn slimme manieren om te besparen. Goed verzekerd zijn is investeren in je eigen succes
Working as a freelancer offers many advantages, but it also requires some attention. That includes zzp insurance. Because being carefree freelancer means covering risks. As a professional, you can insure yourself for the coverage you need through Alicia Benefits. We tell you which insurances are included.
Professional liability insurance ensures that you are not alone if a client suffers damages due to your professional error. Anyone can make mistakes, even specialists in the profession. Think wrong advice, an incorrect calculation or a mistake in execution.
As a zzp'er this can cause problems for and with the client. For such professional mistakes, professional liability insurance covers financial losses. In fact, the costs can be high, often due to a combination of damages. Not only costs to correct the mistake, but also reputation damage and lost profits can make the amount rise significantly.
Business liability insurance protects you if you are liable for damage to someone else's property or injury to someone. Things can always go wrong accidentally during zzp jobs, causing the client to incur expenses. Because of property or personal injury damage, this insurance is more tangible than the above. This insurance is not mandatory, yet many clients require it from their freelancers. This is because the cost of damages can be high and cause unpleasant situations between you.
An accident is in a small corner, even for freelancers. Besides the unpleasant physical and mental consequences of an accident, the additional costs can also be high. Accident insurance provides financial support if you become permanently disabled or even die in an accident. For example, you can also receive compensation for each day you are hospitalized as a result of an accident.
Verzekeringen zijn geen kostenpost, maar een slimme keuze. Ze geven rust, zekerheid en zorgen dat jij kunt blijven doen waar je goed in bent, ook als het even tegenzit.
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